What Are My Insurance Options?
There are many different types of insurance available for your business. The insurance that is right for you will depend on many things such as the nature of your business and whether you employ people.
Insurance can be divided into protection for three main categories:
assets and revenue
Keep in mind that
is compulsory cover for your employees. Many insurance providers will offer several types of insurance bundled in a package. worker's compensation Assets and revenue
Fire and perils
Damage to goods
Fidelity guarantee (Employee dishonesty)
Loss of money
Motor vehicle insurance
Income protection insurance
Loss of profit
Key person insurance
Partnership protection insurance
Directors and office bearers liability
Employment practices liability
Workers' compensation (compulsory)
Sole traders and partners (not covered by worker's compensation)
Personal accident, illness or disability
13 12 49 to speak to an SBDC advisor If you are a member of an industry group or association contact them for recommended insurers that specialise in your field, or give special discounts or offers to members.